:root {
  --navy: #0f2c4a;
  --navy-dark: #0a1f36;
  --accent: #1f6feb;
  --ink: #1a1a1a;
  --muted: #5a6573;
  --bg: #ffffff;
  --bg-soft: #f5f7fa;
  --border: #e3e7ed;
  --max: 1080px;
}

* { box-sizing: border-box; }

html, body {
  margin: 0;
  padding: 0;
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Helvetica, Arial, sans-serif;
  font-size: 17px;
  line-height: 1.6;
  color: var(--ink);
  background: var(--bg);
}

a { color: var(--accent); text-decoration: none; }
a:hover { text-decoration: underline; }

.container {
  max-width: var(--max);
  margin: 0 auto;
  padding: 0 24px;
}

header.site {
  background: var(--navy);
  color: #fff;
  padding: 18px 0;
}

header.site .container {
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 12px;
}

.brand {
  font-weight: 700;
  font-size: 19px;
  color: #fff;
  letter-spacing: 0.3px;
}

nav.site a {
  color: #cfd8e3;
  margin-left: 22px;
  font-size: 15px;
}

nav.site a:hover { color: #fff; text-decoration: none; }

section.hero {
  background: linear-gradient(180deg, var(--navy) 0%, var(--navy-dark) 100%);
  color: #fff;
  padding: 80px 0 90px;
}

section.hero h1 {
  font-size: 42px;
  line-height: 1.15;
  margin: 0 0 18px;
  font-weight: 700;
  max-width: 720px;
}

section.hero p.lead {
  font-size: 19px;
  color: #cfd8e3;
  max-width: 680px;
  margin: 0 0 32px;
}

.btn {
  display: inline-block;
  background: var(--accent);
  color: #fff;
  padding: 14px 26px;
  border-radius: 6px;
  font-weight: 600;
  font-size: 16px;
}

.btn:hover { background: #1858c4; text-decoration: none; }

.btn.ghost {
  background: transparent;
  border: 1px solid #cfd8e3;
  color: #fff;
  margin-left: 10px;
}

.btn.ghost:hover { background: rgba(255,255,255,0.08); }

section {
  padding: 64px 0;
}

section.alt { background: var(--bg-soft); }

h2 {
  font-size: 30px;
  margin: 0 0 14px;
  color: var(--navy);
}

h3 { font-size: 20px; margin: 0 0 8px; color: var(--navy); }

p.section-lead {
  color: var(--muted);
  margin: 0 0 36px;
  max-width: 720px;
}

.grid-3 {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}

.card {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 8px;
  padding: 24px;
}

.grid-2 {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 32px;
  align-items: start;
}

ul.checks {
  list-style: none;
  padding: 0;
  margin: 0;
}

ul.checks li {
  padding: 8px 0 8px 28px;
  position: relative;
}

ul.checks li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 16px;
  width: 8px;
  height: 8px;
  background: var(--accent);
  border-radius: 50%;
}

.contact-card {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 8px;
  padding: 28px;
}

.contact-card p { margin: 6px 0; }

footer.site {
  background: var(--navy-dark);
  color: #cfd8e3;
  padding: 32px 0;
  font-size: 14px;
}

footer.site .container {
  display: flex;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 16px;
}

footer.site a { color: #cfd8e3; margin-right: 18px; }
footer.site a:hover { color: #fff; }

article.legal {
  padding: 56px 0;
  max-width: 820px;
  margin: 0 auto;
}

article.legal h1 {
  font-size: 34px;
  color: var(--navy);
  margin: 0 0 8px;
}

article.legal .updated {
  color: var(--muted);
  font-size: 14px;
  margin-bottom: 32px;
}

article.legal h2 {
  font-size: 22px;
  margin-top: 36px;
}

article.legal p, article.legal li { color: var(--ink); }

@media (max-width: 760px) {
  section.hero h1 { font-size: 32px; }
  .grid-3, .grid-2 { grid-template-columns: 1fr; }
  nav.site a { margin-left: 14px; font-size: 14px; }
}